Zorba Loans – Privacy Policy

Introduction

We at Zorba Loans strive to maintain your personal information secure and keep our information transparent about how we process your information, why, and with whom we may disclose it. Our Privacy Policy discusses how we collect, use, and disclose information about you when you use our services, like our website, mobile apps, and support services.​

Information We Collect

 We may collect the following types of personal data:

Personal Identifiers: Name, birthdate, national identification numbers (such as citizenship ID), and contact details (address, email, phone).

Financial Information: Bank details, loan application details, repayment history, and credit reports.

Digital Information: IP address, device details, browser type, and usage pattern from our websites.

Location Data: Geolocation data, if turned on on your device.

Other Information: Any other information you provide us while availing our services.

How We Collect Your Information

We collect information from:

Direct Interactions: When you apply for a loan, contact customer service, or use our services.

Automated Technologies: Cookies and other automated technologies when you visit our digital platforms.

Third Parties: Credit bureaus, banks, and other service providers.​

Use of Your Information

 We use your information to:

Process loan applications and maintain your account.

Provide customer support and respond to inquiries.

Perform credit checks and risk assessments.

Met legal and regulatory requirements.

Improve our services and develop new products.

Send you news, promotions, and marketing messages, if permitted.​

Sharing Your Information

 We may share your information with:

Service Providers: Third parties who provide services on our behalf, such as IT support, payment processing, and data analysis.

Affiliates and Partners: Other companies in our corporate group or partners, for business purposes.

Regulatory Bodies: Government agencies and regulators, as legally required.

Credit Bureaus: For credit reporting and verification purposes.

Others: With your consent or as otherwise permitted by law.​

Data Retention

We retain your personal data for as long as necessary to finish the purposes set out in this policy, fulfill legal obligations, resolve disputes, and enforce our agreements.​

Data Security

We employ appropriate technical and organizational measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction.​

Your Rights

Subject to your jurisdiction, you may have the following rights:

Access to your personal data.

Correction of inaccurate or incomplete data.

Deletion of your personal data.

Objection to or restriction of processing.

Data portability.

Withdrawal of consent, where processing is subject to consent.​

In order to exercise your rights, please contact us.

Cookies and Tracking Technologies

 We use cookies and other similar technologies to enhance your experience on our online sites, track usage patterns, and deliver targeted advertising. You can manage your cookie preferences through your browser.​

International Data Transfers

Where we transfer your personal data to other nations, we will have appropriate safeguards in place to ensure your data is properly protected under applicable data protection laws.​

Changes to This Policy

We may update this Privacy Policy from time to time. We encourage you to review this policy frequently to educate yourself about our data practices.

Contact Us

 If you have any questions or concerns about this Privacy Policy or our data practices, you can contact us at:

Zorba Loans

761, Lonesome Dove Trail, Hurst, TX 76054, USA

Email: contact@zorbasofted.com

Phone: (817) 455-0997